Lucky Ladies Blackjack One of the best known side bet games in North America is making its way to you - and you're in for a treat! Face the dealer in a standard hand of Blackjack and keep your Lucky Ladies at your side. Lucky Ladies is an optional side bet used in the game of Blackjack. The optional side bet is whether or not the player’s first two cards equal a total of twenty. Additional bonuses are paid if the player’s two cards equaling twenty are suited, (i.e. Ace of Clubs & Nine of Clubs) or matched, (i.e. Two identical cards such as two King of.
Lucky Ladies is one of the most popular blackjack side bets ever. It started in Washington state and now can be found in casinos all over the place. The idea is that any player 20-point hand wins something. Certain twenties, especially those involving two queens pay more. I've seen various versions through the years, which I label as A, B, C, D, and E. There is also a progressive version called Bonus Lucky Ladies.
A word about terminology. A 'matched pair' means the same card in both rank and suit.
Hand | Table A | Table B |
---|---|---|
Q of hearts pair & dealer has BJ | 1000 to 1 | 1000 to 1 |
Q of hearts pair | 125 to 1 | 200 to 1 |
Matched 20 | 19 to 1 | 25 to 1 |
Suited 20 | 9 to 1 | 10 to 1 |
Unsuited 20 | 4 to 1 | 4 to 1 |
Hand | Table C |
---|---|
Pair of queens with dealer BJ | 250 to 1 |
Pair of queens | 25 to 1 |
Ranked 20 | 9 to 1 |
Suited 20 | 6 to 1 |
Any 20 | 3 to 1 |
Hand | Pays |
---|---|
Queen of hearts pair | 100 to 1 |
Matched 20 | 30 to 1 |
Suited 20 | 10 to 1 |
Any 20 | 3 to 1 |
One queen | 1 to 1 |
Hand | Pays |
---|---|
Queen of hearts pair | 100 |
Matched 20 | 25 |
Suited 20 | 10 |
Any 20 | 3 |
Queen of hearts | 2 |
Any other queen | 1 |
Following is the pay table for the progressive Pay Table F.
Hand | Pays |
---|---|
Queen of hearts pair + dealer BJ | Jackpot |
Queen of hearts pair | 25 |
Suited 20 | 10 |
Unsuited 20 | 2 |
The next table is an analysis of pay table A with six decks. The lower right cell shows a return of 75.29%, or a house edge of 24.71%.
Hand | Permutations | Probability | Pays | Return |
---|---|---|---|---|
Q of hearts pair & dealer has BJ | 135360 | 0.000015 | 1000 to 1 | 0.014563 |
Q of hearts pair | 2738340 | 0.000295 | 125 to 1 | 0.036827 |
Matched 20 (same rank and suit) | 43105500 | 0.004638 | 19 to 1 | 0.088115 |
Suited 20 | 193112640 | 0.020777 | 9 to 1 | 0.186990 |
Unsuited 20 | 744863040 | 0.080139 | 4 to 1 | 0.320554 |
Non-20 | 8310740400 | 0.894138 | Loss | -0.894138 |
Total | 9294695280 | 1.000000 | -0.247089 |
The next table is an analysis of pay table B with six decks. The lower right cell shows a house edge of 17.64%.
Hand | Permutations | Probability | Pays | Return |
---|---|---|---|---|
Q of hearts pair & dealer has BJ | 1,000 | 135,360 | 0.000015 | 0.014563 |
Q of hearts pair | 200 | 2,738,340 | 0.000295 | 0.058923 |
Matched 20 (same rank and suit) | 25 | 43,105,500 | 0.004638 | 0.115941 |
Suited 20 | 10 | 193,112,640 | 0.020777 | 0.207767 |
Unsuited 20 | 4 | 744,863,040 | 0.080139 | 0.320554 |
Non-20 | -1 | 8,310,740,400 | 0.894138 | -0.894138 |
Total | 9,294,695,280 | 1.000000 | -0.176391 |
The next table is an analysis of pay table C with one deck, which is what pay table C was designed for. The lower right cell shows a house edge of 29.89% (ouch!).
Hand | Permutations | Probability | Pays | Return |
---|---|---|---|---|
Pair of queens with dealer BJ | 1344 | 0.000207 | 250 to 1 | 0.051713 |
Pair of queens | 28056 | 0.004318 | 25 to 1 | 0.107951 |
Ranked 20 | 88200 | 0.013575 | 9 to 1 | 0.122172 |
Suited 20 | 137200 | 0.021116 | 6 to 1 | 0.126697 |
Any 20 | 411600 | 0.063348 | 3 to 1 | 0.190045 |
Non-20 | 5831000 | 0.897436 | Loss | -0.897436 |
Total | 6497400 | 1 | -0.298858 |
The next table is an analysis of pay table D with six decks. The lower right cell shows a house edge of 13.34%.
Hand | Pays | Combinations | Probability | Return |
---|---|---|---|---|
Queen of hearts pair | 100 | 15 | 0.000309 | 0.030918 |
Matched 20 | 30 | 225 | 0.004638 | 0.139129 |
Suited 20 | 10 | 1,008 | 0.020777 | 0.207767 |
Any 20 | 3 | 3,888 | 0.080139 | 0.240416 |
One queen | 1 | 5,184 | 0.106851 | 0.106851 |
Loser | -1 | 38,196 | 0.787287 | -0.787287 |
Total | 48,516 | 1.000000 | -0.062206 |
Following is my analysis of pay table E, based on six decks.
Hand | Pays | Combinations | Probability | Return |
---|---|---|---|---|
Queen of hearts pair | 100 | 15 | 0.000309 | 0.030918 |
Matched 20 | 25 | 225 | 0.004638 | 0.115941 |
Suited 20 | 10 | 1,008 | 0.020777 | 0.207767 |
Any 20 | 3 | 3,888 | 0.080139 | 0.240416 |
Queen of hearts | 2 | 1,296 | 0.026713 | 0.053426 |
Any other queen | 1 | 3,888 | 0.080139 | 0.080139 |
Loser | -1 | 38,196 | 0.787287 | -0.787287 |
Total | 48,516 | 1.000000 | -0.058682 |
The next table summarizes the house edge for versions A through D for one to eight decks.
Decks | Pay Table A | Pay Table B | Pay Table C | Pay Table D | Pay Table E |
---|---|---|---|---|---|
1 | 29.89% | ||||
2 | 30.05% | 24.94% | 25.51% | 12.66% | 11.37% |
4 | 26.04% | 19.46% | 23.35% | 7.82% | 7.24% |
5 | 25.24% | 18.37% | 22.92% | 6.86% | 6.42% |
6 | 24.71% | 17.64% | 22.64% | 6.22% | 5.87% |
8 | 24.05% | 16.73% | 22.28% | 5.42% | 5.19% |
Bonus Lucky Ladies is a $1 progressive side bet. I first noticed it on June 5, 2015 at the Palace Casino in La Center, Washington. Following is the pay table table. All wins are on a 'for one' basis, meaning the player does not get his original wager returned on a win.
Player | Dealer | Pays |
---|---|---|
Queen of hearts pair | Dealer BJ in hearts | 100% of Jackpot |
Queen of hearts pair | Dealer suited BJ (not hearts) | 25% of Jackpot |
Queen of hearts pair | Dealer BJ (not suited) | 5% of Jackpot |
Queen of hearts pair | Anything else | $125 |
Matched 20 | Anything | $19 |
Suited 20 | Anything | $9 |
The next table shows the probability and return of each event, based on six decks. A question mark means a variable win, depending on the jackpot size.
Player | Dealer | Pays | Combinations | Probability | Return |
---|---|---|---|---|---|
Queen of hearts pair | Dealer BJ in hearts | ? | 1,980 | 0.0000009 | ? |
Queen of hearts pair | Dealer suited BJ (not hearts) | ? | 6,480 | 0.0000028 | ? |
Queen of hearts pair | Dealer BJ (not suited) | ? | 25,380 | 0.0000109 | ? |
Queen of hearts pair | Anything else | $125 | 684,585 | 0.0002946 | 0.0368267 |
Matched 20 | Anything | $19 | 10,776,375 | 0.0046376 | 0.0881153 |
Suited 20 | Anything | $9 | 48,278,160 | 0.0207767 | 0.1869899 |
Loser | $0 | 2,263,900,860 | 0.9742765 | 0.0000000 | |
Total | 2,263,900,860 | 1.0000000 | 0.3119318 |
Following is my analysis of the progressive pay table F, based on six decks. Wins are on a 'for one' basis.
Event | Pays | Combinations | Probability | Return |
---|---|---|---|---|
Queen of hearts pair + dealer BJ | Jackpot | 33,840 | 0.000015 | ? |
Queen of hearts pair | 25 | 684,585 | 0.000295 | 0.007365 |
Suited 20 | 10 | 59,054,535 | 0.025414 | 0.254143 |
Unsuited 20 | 2 | 186,215,760 | 0.080139 | 0.160277 |
Loser | 0 | 2,077,685,100 | 0.894138 | 0.000000 |
Total | 2,323,673,820 | 1.000000 | 0.421785 + ? |
The following table shows a return to player of 42.18%, not including the value of the jackpot. For every 10,000 bets units in the jackpot, the return increases by 14.56%.
I saw this as a 'red light' $1 bet at the Rampart on January 29, 2021. At the time, the jackpot was $17,347.43. That would make the return at that time and place 42.18% + 14.56% × $17347/$10000 = 67.44%.
Everyone knows that 7 number is the lucky one. Of course, getting 3 cards in a row add up to 21 in Blackjack game. Hooray! You are the winner! Professional gamblers and newcomers may notice that numerous online casinos offer to play different variants of Blackjack game. Among them you can meet variants with the traditional rules and the models with the extraordinary features. Lucky 7 Blackjack can be added to the second version where the main characteristic is the extra bet. In this Blackjack game seven number will gain you the extra money especially for 3 of them in a row!
Lucky Seven Blackjack uses the common principles of standard Blackjack card game where your aim is to bet the dealer’s hand, gaining more points. The gaming process includes eight common decks with 52 cards. There are no jokers. The key principles of Blackjack Lucky 7 are the following:
The difference between the traditional Blackjack game and this online variant is the availability of extra bet – Lucky 7. Maybe exactly this bet will be lucky for you today? Notice that this bet is made on the additional field near the main box and is acceptable with the availability of the main wager. However, it is paid independently. Lucky 7 wagers win if the first card is 7. The payout is going to increase if the next two cards will be 7 one. The coefficients are the following:
Lucky 7 Blackjack presents the common basic Blackjack strategy where gamblers decide whether to Stand, Double, Hit or Split. Of course, you have to learn attentively the basic principles in order to win and improve the percentage of the future winning. That is why if you are a Blackjack compulsive player, you have to try Lucky 7 blackjack for free or real money.